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IRCTC has introduced (Interbank Mobile Payment Service) IMPS

 

IMPS merchant payments

Customer needs to be a mobile banking user of their respective Bank. Customer needs to do the following in order to get started:
· Register mobile number with the account in the respective Bank
 
· Get MMID. MMID stands for Mobile Money Identifier and is 7-digit number that is provided by Bank to customer. This number is used to identify customer Bank and is linked to the account number. The combination of mobile number and MMID is unique for the particular account, and customer can link same mobile number with multiple accounts in the same Bank, and get separate MMID for each account
· Get M-PIN. M-PIN is Mobile PIN, a secret password that is provided by Bank to customer. Customer needs to authenticate transaction using M-PIN
 
· Download mobile banking application or use SMS / USSD facility provided by the Bank. In order to perform IMPS transactions, customer needs to download mobile banking application or use SMS / USSD facility provided by the Bank
 
· Perform transaction using mobile banking application or SMS / USSD facility

For more details  http://www.npci.org.in/impsmerpay1.aspx

IMPS (Interbank Mobile Payment Service)

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